top of page

Custom Home Resources

Welcome to Your Custom Home Journey!

We’re thrilled to guide you through the exciting process of building your dream home. At Gammon Construction we believe that every custom home is a personal journey, designed to fit your vision and lifestyle perfectly. This page provides a complete overview of the building process, giving you all the details and resources you’ll need to begin this adventure with confidence. We’re here to make this journey as seamless and enjoyable as possible, providing expert guidance every step of the way. Let’s get started on making your dream home a reality!

Steps of the Building Process

Step 1

Initial Consultation

  • Purpose: Discuss general ideas, preferences, and expectations for the custom home.

  • Details Covered: Style, size, budget, timeline, and any specific features or requirements.

  • Outcome: Decide if the client is ready to move forward with the planning process.

  • TIP: Come prepared with your Checklist

Step 2

Prequalification with Bank or Financing Options

  • Purpose: Help the client understand financing options and get prequalified for a loan.

  • Details Covered: Discuss estimated budget and funding needs, review financing options, and provide lender recommendations if needed.

  • Outcome: Obtain prequalification or a financing plan that aligns with the project budget to ensure readiness for the building process.

Step 3

Confirm Land Ownership or Under Contract

  • Purpose: Ensure the client has a lot ready for the project or is in the process of securing one.

  • Details Covered: Verify location, lot specifics, and any zoning or HOA regulations that may impact design or build.

Step 4

Review of Plans and Design Intent

  • Option A: If the client has existing plans, review them in detail.

  • Option B: If custom plans are needed, arrange a meeting with an architect.

  • Details Covered: Verify that plans align with lot specifications and the client’s vision.

Step 5

Complete the Design Questionnaire

  • Purpose: Gather detailed preferences for interior and exterior features.

  • Details Covered: Room layouts, materials, finishes, and any custom requirements.

  • Outcome: A comprehensive outline of the design elements, ensuring all preferences are clear for estimation.

Step 6

Estimation Process (Allow 2 Weeks)

  • Purpose: Obtain bids and create a detailed estimate for the project.

  • Details Covered: Labor, materials, and any special requirements or upgrades specified in the questionnaire.

  • Outcome: A complete cost estimate based on current market rates and client specifications.

Step 7

Review and Adjust the Estimate

  • Purpose: Meet to discuss the estimate, answer questions, and adjust specifications as needed.

  • Details Covered: Cost adjustments, optional upgrades, or revisions to the scope of work.

  • Outcome: Finalize the design and estimate, or adjust the budget to ensure all expectations are met.

Step 8

Contract Signing

  • Purpose: Finalize the agreement for the custom home project.

  • Details Covered: Sign off on the project scope, budget, timeline, and any legal or financial terms.

  • Outcome: A signed contract, officially launching the construction phase.

Step 1: Initial Consultation

For the Initial Consultation (Step 1), here’s a checklist of what you should bring or plan for to make the meeting productive and efficient:

1. Vision and Ideas

  • Inspiration: Photos, Pinterest boards, or any visuals that represent the style and features you desire.

  • General Layout Preferences: Thoughts on the layout (e.g., open concept, number of floors, special rooms like a home office or gym).

  • Architectural Style: Any specific styles you like (e.g., modern farmhouse, craftsman, contemporary).

 

2. Budget

  • Preliminary Budget Range: A realistic range or maximum you’re comfortable with, even if it’s just a rough estimate.

  • Financing Plan: Any information on loan pre-approval or financial resources if you have it.

 

3. Lot Details (if already owned or identified)

  • Survey or Plot Map: If you have purchased or identified a lot, bring any survey documents or plot maps.

  • HOA or Zoning Information: Any guidelines or restrictions that may affect design.

  • Topography Information: If known, details on the terrain (e.g., flat, sloped, wooded) and other lot characteristics.

 

4. Lifestyle Needs and Preferences

  • Room and Space Requirements: Number of bedrooms, bathrooms, and other specific spaces (e.g., large kitchen, mudroom, outdoor living area).

  • Special Needs: Any considerations such as aging-in-place features, energy efficiency, or accessibility requirements.

  • Family and Lifestyle Needs: Information about household members and hobbies (e.g., pet accommodations, workshop space, or home theater).

 

5. Timeline Expectations

  • Desired Move-In Date: A target timeline or any specific deadlines you hope to meet.

  • Flexibility: An understanding of any areas where you may have flexibility.

 

6. Questions and Concerns

  • Prepared Questions: Any questions about the process, timeline, pricing, or builder experience.

  • Concerns or Deal-Breakers: Any factors that are essential for you to proceed with the project.

 

Optional:

  • Preliminary Floor Plans or Sketches: If you already have a basic idea or sketches, you can bring these for reference.

  • Examples of Previous Work by the Builder: Bring images or information on previous projects by the builder that particularly inspired you.

Step 2: Finance Options

In this step, we help you explore and secure financing options to support your custom home project. Securing prequalification early on helps streamline the process, ensures the project aligns with your budget, and prepares us for the building phase with all financial details in place.

1. Self-Finance

  • If you plan to fund the project yourself, no loan is required. This option gives you flexibility, allows you to manage payments directly, and can potentially shorten the approval process.

 

2. Construction-to-Permanent Loan (in Your Name)

  • With this option, you secure a loan that funds the home’s construction phase and automatically converts to a standard mortgage once the build is complete. This option requires only one closing process, making it a convenient and cost-effective choice. We can work closely with your lender to ensure smooth coordination throughout the construction process.

 

3.Construction Financing with Gammon Construction

  • We offer two options for construction financing if you prefer this route:

    • Option A: If you own the lot outright, you can deed it to Gammon Construction for the duration of the build. Once construction is complete, the lot and finished home are sold back to you as a package deal.

    • Option B: If you do not own the lot outright or prefer not to deed it, you can proceed with a 10% deposit of the contract value or the cost of the lot, whichever is greater. This deposit demonstrates your commitment and secures the necessary resources to start the build.

  • Once construction is complete, you would have a closing with your permanent loan to buy the property as a land/home package.​

 

Each of these options is designed to fit different financial situations, giving you flexibility and control. We’re here to answer any questions you have and to guide you through the financing step that best suits your needs, helping us move forward with confidence.

​

Lender Recommendations: If you need assistance finding a lender, we can offer recommendations to experienced lenders who understand custom home financing and can guide you through the prequalification process smoothly.

Step 3: The Land

Here's a checklist of important factors to consider when evaluating land for your new home:

1. Location & Accessibility

  • Proximity to Amenities: How close is the land to schools, shopping, healthcare, and other essential services?

  • Commute and Access Routes: Is it conveniently accessible via main roads or highways?

  • Neighborhood Setting: Evaluate the surrounding area’s character, safety, and any potential future development.

 

2. Zoning & Building Regulations

  • Zoning Requirements: Confirm the land is zoned for residential use and check any restrictions that might impact your building plans.

  • Homeowners Association (HOA) Rules: If applicable, review any HOA guidelines for design, size, and exterior requirements.

  • Permits and Utility Easements: Determine if there are any easements that might restrict building locations or add to construction complexity.

 

3. Land Topography and Size

  • Lot Size & Shape: Ensure it accommodates your desired home size, layout, and outdoor spaces.

  • Slope and Grade: Assess if the land is level, sloped, or hilly, as this will impact foundation type, drainage, and site preparation costs.

  • Soil Quality: Check if the soil can support a home foundation. Certain soils may require additional engineering work or foundations.

 

4. Utilities and Services

  • Water Access: Determine if the land has access to city water or if a well will be required.

  • Sewer or Septic: Check if the lot is connected to a sewer system or if a septic system will need to be installed.

  • Electricity, Gas, and Internet: Verify that utilities are easily accessible or available nearby; some rural areas may require costly installations.

 

5. Environmental Considerations

  • Flood Zone: Check FEMA flood maps to see if the property is in a flood zone, as this can impact insurance and construction costs.

  • Drainage: Confirm that water flows away from the buildable area to avoid flooding or erosion issues.

  • Wildlife and Vegetation: Identify any protected species, mature trees, or vegetation that might impact building plans.

 

6. Sunlight and Orientation

  • Sun Exposure: Consider how the sun moves across the property throughout the day to optimize natural light and energy efficiency in your home design.

  • Wind Patterns: Evaluate any prevailing winds to determine if you’ll need additional landscaping or protection.

 

7. Future Development and Resale Potential

  • Nearby Land Use: Investigate nearby land that could be developed in the future, as this may impact your property’s privacy or value.

  • Resale Value: Consider the appeal of the location for future buyers to ensure it holds long-term value.

Step 4: The Plan

Here’s a checklist to help home buyers prepare for their first meeting with an architect to design their custom house plans. Having these details ready will allow the architect to create a design that reflects your lifestyle, needs, and vision.

1. General Vision and Style

  • Preferred Architectural Style: Identify styles you love (e.g., modern farmhouse, craftsman, contemporary).

  • Inspirational Images: Bring photos, mood boards, or examples from sources like Pinterest, Houzz, or magazines.

  • Budget Range: Outline a realistic budget range for the project, including any flexibility.

  • Timeline Goals: Desired timeline for completion or specific deadlines, if any.

 

2. Site Details

  • Lot Information: Location, size, and any specific features of the property.

  • Site Survey: If available, bring a recent survey with boundaries, topography, and existing trees or structures.

  • Zoning and Setbacks: Check any zoning regulations, building setbacks, and HOA requirements that may impact design.

  • Orientation and Views: Describe desired views and how you’d like the home to be positioned regarding sunlight, privacy, and wind.

 

3. Overall Layout Preferences

  • Square Footage Goal: Approximate total size of the home, including any finished or unfinished areas.

  • Number of Stories: Indicate whether you want a single-story, two-story, or split-level home.

  • Bedroom & Bathroom Count: Desired number of each, along with any specific features (e.g., primary bedroom on the main floor).

  • Special Rooms or Areas:

    • Home office

    • Media room or theater

    • Home gym

    • Playroom or craft room

    • Guest suite or in-law suite

 

4. Must-Have Features

  • Primary Bedroom Suite:

    • Location preference (e.g., main level or upper level).

    • Walk-in closet with built-ins, dressing area, or additional sitting area.

    • Private outdoor access or balcony.

  • Kitchen Requirements:

    • Preferred layout (e.g., open-concept, galley, U-shaped).

    • Island size and features (e.g., seating, prep sink, cooktop).

    • Pantry preferences (walk-in, butler’s pantry).

    • Appliance preferences, including size, brand, or specific types like a double oven or wine fridge.

  • Living & Family Room:

    • Open concept or defined spaces.

    • Fireplace type (gas, wood-burning) and location.

    • Built-ins, such as bookshelves or entertainment center.

  • Bathrooms:

    • Primary bathroom with double sinks, soaking tub, and walk-in shower.

    • Secondary bathrooms (guest bath, en-suite options).

    • Powder room and location.

  • Outdoor Living Spaces:

    • Covered patio, deck, outdoor kitchen, or pool area.

    • Garden space, play area, or fire pit.

    • Landscaping or tree preferences.

 

5. “Nice-to-Have” vs. “Need-to-Have” Features

  • Natural Lighting: Skylights, large windows, or specific sun orientation.

  • Garage Preferences: Number of bays, attached or detached, and additional storage space.

  • Storage Needs: Mudroom with lockers, linen closets, basement, or attic access.

  • Guest Accommodations: Separate entrance, en-suite bathroom, or additional privacy.

 

6. Interior Design Preferences

  • Flooring Choices: Preferences by area (e.g., hardwood in living areas, tile in kitchen).

  • Wall & Ceiling Finishes: Paint colors, accent walls, or ceiling treatments (tray, coffered, beams).

  • Lighting & Fixtures: Recessed lighting, pendant lights, chandeliers, and any specific style or finishes.

  • Smart Home Features: Thermostat, security systems, sound systems, and lighting.

 

7. Sustainability & Energy Efficiency

  • Insulation Preferences: Spray foam, traditional fiberglass, or eco-friendly materials.

  • Energy-Efficient Windows: Desired rating or brand, if applicable.

  • HVAC System: Zoned heating/cooling, alternative energy options, or radiant floor heating.

  • Water Heater Options: Standard, tankless, or solar-powered.

  • Green Building Materials: Interest in sustainable or locally sourced materials.

 

8. Accessibility & Future-Proofing Needs

  • Aging-in-Place: Features such as wider doorways, ramps, single-level layout, or grab bars.

  • Multi-Generational Living: Space for in-law suite or adaptable rooms.

  • Home Expansion: Design flexibility for future additions or conversions (e.g., a loft that could become a bedroom).

 

9. Exterior Design Preferences

  • Siding and Materials: Brick, vinyl, fiber cement, stone, or other siding preferences.

  • Roofing Material: Asphalt, metal, tile, or other options.

  • Front Entry: Preferences for porch, covered entry, or specific door styles.

  • Windows and Doors: Types, styles, and specific features (grids, transoms).

  • Garage Door Style: If attached, detached, or a separate structure is preferred.

 

10. Specific Questions for the Architect

  • Design Efficiency: Ask for insights on maximizing space efficiency.

  • Budget Trade-Offs: Inquire about potential areas to scale up or down to stay within budget.

  • Permits and Approvals: Discuss any potential permitting requirements or zoning hurdles.

  • Suggestions and Innovations: Ask for suggestions based on current design trends, unique ideas, or architect specialties.

 

11. Summary of Priorities

  • List your top 5 “must-haves” for the home.

  • List any top 5 “nice-to-haves” that could be adjusted if necessary.

Step 5: Design Questionnaire

Our Home Design Questionnaire is crafted to help you communicate your unique style and preferences for your custom home. By completing this, you’ll provide us with essential details about your desired finishes, materials, and architectural elements, enabling us to prepare an accurate estimate tailored to your vision.

 

What’s Included in the Questionnaire:

  • Overall Style Preferences: Describe the architectural style that inspires you, from modern farmhouse to traditional, and share any specific design influences.

  • Room-Specific Finishes: Select your preferences for flooring, cabinetry, countertops, and paint colors in key areas like the kitchen, bathrooms, and living spaces.

  • Appliances and Fixtures: Choose appliance brands, lighting styles, and plumbing fixtures that match your taste.

  • Exterior Elements: Define exterior materials like siding, roofing, and windows, along with any landscaping ideas.

  • Special Features: Share any must-have elements such as smart home technology, energy-efficient systems, or unique spaces.

 

This questionnaire helps us understand your vision and brings your dream home to life through detailed and customized planning.

Step 6: Estimate Process

Our Estimate Process is designed to create a transparent, accurate projection of the cost to build your custom home based on your specific design and finish preferences. Here’s what to expect:

 

After we’ve reviewed your completed design questionnaire, we’ll send the plans and specifications out to our network of trusted vendors and subcontractors. This includes everything from structural elements to finishes, such as flooring, cabinetry, appliances, and exterior materials. Each supplier and contractor will provide pricing based on your chosen specifications.

 

Once we receive the bids, we compile them into a comprehensive estimate that reflects the total cost of your custom home, including labor, materials, and any custom features. This process typically takes about two weeks, allowing time to ensure every detail is accurately accounted for.

Step 7: Post-Estimate Review

Once the estimate for your custom home is complete, we’ll invite you to our office for a detailed review session. During this meeting, we’ll go through each line item of the estimate, covering materials, labor, and allowances for specific finishes. This allows us to provide complete transparency on how the total price was calculated and helps you understand each cost component that makes up the budget.

 

We’ll also discuss the allowances included for areas like flooring, cabinetry, countertops, and lighting, which give you the flexibility to make final selections that align with your preferences. If there are any elements you’d like to upgrade or scale back, we’ll adjust these items together to fine-tune the budget according to your priorities.

 

By the end of this session, we’ll have a refined estimate that aligns with your vision and budget, setting a strong foundation for the next steps in the building process.

Step 8: Contract Signing

After we’ve completed the post-estimate review and finalized the budget to align with your vision, we’ll move forward with the contract signing. This stage officially initiates the building process and secures the terms of our agreement.

 

During the contract signing meeting, we’ll review each section of the contract with you, including the finalized budget, project timeline, and scope of work. We’ll go over key elements, such as payment schedules, allowances, and any terms related to potential adjustments during construction. Our goal is to ensure that all details are clear and that you’re comfortable with each part of the agreement.

 

Once you’re satisfied with the contract terms, we’ll proceed with signing, officially setting our partnership into motion. With the contract in place, we can begin scheduling the project and preparing for construction, bringing your custom home to life!

bottom of page